Real Estate Calculator

🏡 Real Estate Loan Calculator

Home Price ($): Down Payment ($): Interest Rate (Annual %): Loan Term (Years):

 

1.  EMI Calculator for a Loan (Home Loan / Mortgage Calculator)

 Formula:EMI=P×r×(1+r)n(1+r)n−1EMI=(1+r)n−1P×r×(1+r)n​

 P = Loan Principal (

 r = Monthly Interest Rate (

 n = Loan Tenure in Months

 Features:

  Monthly Estimation of EMI ✔ Total Interest Payable

 Schedule for Amortization 2.  Rental Yield Calculator

 (Property Investment Return)

 Formula:Rental Yield (%)=(Annual Rental IncomeProperty Value)×100Rental Yield (%)=(Property ValueAnnual Rental Income​)×100

 Types:

 Gross Yield: Before expenses

 Net Yield: After expenses like upkeep, taxes, and so on 3.  Capital Growth Calculator

 (Property Appreciation Over Time)

 Calculation: Future Value = Present Value (plus Annual Growth Rate) Years Future Value = Present Value (plus Annual Growth Rate) Years Example:

 If a property worth ₹50 Lakh appreciates at 7% annually, in 5 years, its value will be:

 50,00,000×(1+0.07)5≈₹70,12,76050,00,000×(1+0.07)5≈₹70,12,760

 4.  Affordability Calculator

 (How Much Property Can You Buy?)

 Rule of Thumb:

 Banks usually allow up to 50-60% of your income for EMI.

 Formula:

 Max Loan=Monthly Income×DTI RatioEMI per LakhMax Loan=EMI per LakhMonthly Income×DTI Ratio​

 5.  Stamp Duty & Registration Cost Calculator

 (Additional Buying Costs)

 Stamp Duty: 5-7% (state-wise)

 Registration Charges: ~1%

 1-5% GST for properties that are still under construction Why Use a Real Estate Calculator?

 ✅ Smart Investment Decisions

 ✅ Loan Planning & Budgeting

 ✅ Compare Properties & Returns

  Avoid overspending on finances