Take‑Home Paycheck Calculator

Fill inputs on the left — this will estimate your net (take‑home) pay for a pay period after taxes and deductions.

Pay type Hourly Salary (annual)

Hourly rate

Hours worked (this period)

Overtime (hours > 40 in a week) will be paid at 1.5× automatically if you select weekly pay periods.

Annual salary

Pay periods / year

Pay period Weekly Bi‑weekly Semi‑monthly Monthly

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Deductions / Tax settings

Federal tax %

State/Provincial tax %

Social (FICA) %

Other tax-like %

Pre‑tax deductions (per period)

Post‑tax deductions (per period)

Estimated take‑home

$0.00

per pay period

Gross pay

$0.00

Total taxes

Gross pay

$0.00

Pre‑tax deductions

$0.00

Taxable income

$0.00

Total taxes

$0.00

Post‑tax deductions

$0.00

Net (take‑home)

$0.00

Tip: change tax percentages or deductions to match your country/state for a better estimate.

Explanation

Gross pay less pre‑tax deductions = taxable income. Taxes are applied to taxable income. Post‑tax deductions are taken after taxes. This is an estimate — for exact payroll accounting, consult your payroll department or a tax professional.

Made with ♥ — edit rates or deduction fields to customise. Want automatic country tax tables? Tell me which country and I'll add them.

 

Take-Home Paycheck Calculator

 (Estimate your net salary after taxes & deductions per paycheck)

 Enter Your Information: Pay Frequency:

 🟢 Weekly | 🟢 Bi-Weekly | 🟢 Semi-Monthly | 🟢 Monthly

 Gross Pay (Before Taxes):

 $_______ / paycheck

 or $_______ / year

 Filing Status:

 🟢 Single | 🟢 Married (Joint) | 🟢 Head of Household

 Location:

 State: _______ (for state/local taxes)

 City: _______ (if city taxes apply, such as in New York City) Pre-Tax Deductions:

 401(k)/Retirement: % or $

 Insurance for health: $_______ $_______ for HSA/FSA Post-Tax Deductions:

 Dues to the union: $_______ Other: $_______

 Calculate Your Take-Home Pay

 💰 Federal Tax: $_______

 💰 State Tax: $_______ (if applicable)

 💰 Social Security (6.2%): $_______

 💰 Medicare (1.45%): $_______

 💵 Net Paycheck Amount: $_______

 (Your actual take-home pay per pay period!)

 How It Works:

 Tax Withholding:

 Federal/State taxes depend on income + filing status.

 Example: $1,500 bi-weekly → ~$200 federal tax (Single, no state tax).

 Benefits Prior to Tax: 401(k) contributions reduce taxable income.

 Example: 5% of $60,000 salary = $3,000 saved yearly → lowers taxes.

 Post-Tax Deductions:

 Taken after taxes (e.g., Roth IRA, wage garnishments).

 Example of a computation: Bi-Weekly Pay: $2,500

 Filing Status: Single (NY)

 Pre-Tax Deductions:

 401(k): 6% ($150)

 Health Insurance: $100

 Taxes/Deductions:

 Federal: ~$300

 $150 in New York State Social Security/Medicare: ~$191

 Net Pay: ~$1,709

 (Your results will vary based on location and deductions.)

 Key Terms:

 Gross Pay is the amount earned before deductions. ✔ Net Pay: Actual take-home amount (“your money”).

 ✔ FICA: Social Security + Medicare taxes (7.65% total).

 Try It Yourself:

 🔹 $800/week → $_______/paycheck

 🔹 $5,000/month → $_______/paycheck

 (Please note that your HR or payroll department can provide exact figures.)